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Source document· December 26, 2025

The Zacks Analyst Blog Wells Fargo, Bank of America and Citigroup

View original at finance.yahoo.com
The Zacks Analyst Blog Wells Fargo, Bank of America and Citigroup For Immediate Releases Chicago, IL – December 26, 2025 – Zacks.com announces the list of stocks featured in the Analyst Blog…
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  • NII expected to grow 5-7% in 2026, after similar growth in 2025

    80% confidence
  • Plans to open more than 150 financial centers by 2027

    80% confidence
  • Aims to deliver more than 12% earnings growth over the next three to five years

    80% confidence
  • 2025 net interest income (NII) expected to be stable year over year

    80% confidence
  • Wells Fargo carries Zacks Rank #3 (Hold)

    80% confidence
  • Bank of America carries Zacks Rank #3 (Hold)

    80% confidence
  • 2025 NII projected to rise 5.5% year over year

    80% confidence
  • Total revenues expected to exceed $84 billion in 2025

    80% confidence
  • Successfully exited consumer banking businesses in nine countries

    80% confidence
  • Zacks Consensus Estimate for Wells Fargo 2025 and 2026 earnings implies year-over-year growth rates of 16.8% and 11.9% respectively

    80% confidence
  • Zacks Consensus Estimate for Bank of America 2025 and 2026 earnings suggests year-over-year increases of 15.9% and 14% respectively

    80% confidence
  • Target ROTCE between 16% and 18% while maintaining Common Equity Tier 1 ratio of 10.5%

    80% confidence
  • Revenues projected to see 4-5% CAGR through 2026

    80% confidence
  • Future interest rate moves will remain highly dependent on incoming economic data

    80% confidence
  • Zacks Consensus Estimate for Citigroup 2025 and 2026 earnings indicate year-over-year growth of 27.6% and 32.4% respectively

    80% confidence
  • Citigroup carries Zacks Rank #3 (Hold)

    80% confidence
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The Agentic Takeover of the CFO's Office
Enterprise finance software vendors—BlackLine, OneStream, Numero AI, and Oracle—are racing to embed autonomous AI agents into core financial operations (close, consolidation, reporting), backed by consolidation M&A (Numero-Royu, BlackLine-WiseLayer), fresh leadership hires, and survey data showing nearly a quarter of CFOs plan to boost AI spending over 50%. Adoption momentum is strong even as at least one bellwether (Oracle) sees its stock lag year-to-date, suggesting the market hasn't yet fully priced in the shift from AI-as-feature to AI-as-agent in finance.
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Satellite-Terrestrial Network Integration Acceleration
Increased investment and launches in hybrid satellite-cellular networks across telecom industry; competitive responses from other carriers; regulatory activity around satellite spectrum; expansion of emergency/rural connectivity use cases
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Where sources disagree
Morgan Stanley & Co. LLC
Two significantly different EPS values (10.21 vs 2.68 USD_per_share) are reported for Morgan Stanley on the same observation date (2025-12-31). Fact A specifies FY 2025, while Fact B's 'N/A' fiscal period is ambiguous. If both represent FY 2025 annual EPS, these values directly conflict. The magnitude of the difference (3.8x) is too large to attribute to rounding or minor calculation variations. The missing fiscal period in Fact B raises data quality concerns, but same-date observation + same attribute should reference the same period.
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