$15B in Insurance Agent Commissions at Immediate AI Disruption Risk, BofA Research Finds
Bank of America Research has flagged over $15 billion in insurance agent commissions as immediately vulnerable to AI automation. The warning comes as 2025 saw record insurance agency M&A activity, a trend analysts expect to accelerate as firms race to acquire AI capabilities. OpenAI's approval of the first carrier-built insurance application signals AI is penetrating core insurance workflows.
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