Top 10% Hold 67% of U.S. Wealth as 4% Savings Rate Splits Consumer Market
The top 10% of U.S. households control 67% of total wealth while the bottom 50% hold just 2.5%, according to Federal Reserve data. With savings rates at 4.0% as of September 2025, the bifurcation creates diverging fortunes for retailers: premium brands thrive while mass-market chains face earnings pressure.
ViaNews Editorial Team (Finance)•